Access to this website, and any information, in any form, contained on, or available through this website, is legally privileged. Any use, or attempts to access for use, of any information, in any form, contained on, or available through this website, by any means, by individuals and/or any type of business entities, other than authorized users will be prosecuted to the fullest extent of any and all state, national or international applicable laws.

You are independently responsible for complying with all applicable laws in all of your actions related to your use of of this website, regardless of the purpose of the use. In addition, you must adhere to the terms of this Acceptable Use Policy. See section on permitted and prohibited activities for further information. ACCEPTABLE USE POLICY AND USER COMMUNICATIONS POLICY Prohibited Activities You may not use this website for activities that:

1. Violate any law, statute, ordinance or regulation.
2. Violate any copyright, trademark, patents (pending or issued), right of publicity or privacy or any other proprietary right of RISOFTDEV Inc. under the laws of any jurisdiction.
3. Encourage, promote, facilitate or instruct others to engage in illegal activity. Violations of the Acceptable Use Policy

We encourage you to "report" (put link to admin email) violations of this Acceptable Use Policy to RISOFTDEV Inc. immediately. Communications to Users This policy describes how RISOFTDEV delivers communications to users electronically. We may amend this policy at any time by posting a revised version on our website. The revised version will be effective at the time we post it. In addition, if the revised version includes a substantial change, we will provide you with 30 days’ prior notice by posting notice of the change on the “Policy Updates” page of our website. Electronic delivery of communications You agree and consent to receive electronically all communications, agreements, documents, notices and disclosures (collectively, "Communications") that we provide in connection with your RISOFTDEV account ("Account") and your use of our services. Communications include: 1. agreements and policies you agree to (e.g., the RISOFTDEV User Agreement and the RISOFTDEV Privacy Policy), including updates to these agreements or policies; 2. annual disclosures, including prospectuses and reports; We will provide these Communications to you by posting them on the RISOFTDEV website and/or by emailing them to you at the primary email address listed in your RISOFTDEV profile. Hardware and software requirements .

In order to access and retain electronic Communications, you will need the following computer hardware and software:
1. a computer with an Internet connection;
2. a current web browser that includes 128-bit encryption (e.g. Internet Explorer version 6.0 and above, Firefox version 2.0 and above, Chrome version 3.0 and above, or Safari 3.0 and above) with cookies enabled;
3. Adobe Acrobat Reader version 8.0 and above to open documents in .pdf format;
4. a valid email address (your primary email address on file with RISOFTDEV); and
5. sufficient storage space to save past Communications or an installed printer to print them.

We will notify you if there are any material changes to the hardware or software needed to receive electronic Communications from RISOFTDEV. By giving your consent you are confirming that you have access to the necessary equipment and are able to receive, open, and print or download a copy of any Communications for your records. You may print or save a copy of these Communications for your records as they may not be accessible online at a later date. How to withdraw your consent You may withdraw your consent to receive Communications electronically by writing to us at "Attn: Electronic Communications Delivery Policy, ADDRESS", or by contacting us via the "Contact Us" link at the bottom of each page of the RISOFTDEV website.

If you fail to provide or if you withdraw your consent to receive Communications electronically, RISOFTDEV reserves the right to either deny your application for an Account, restrict or deactivate your Account, close your Account and any sub-account, or charge you additional fees for paper copies. Requesting paper copies of electronic Communications If, after you consent to receive Communications electronically, you would like a paper copy of a Communication we previously sent you, you may request a copy within 180 days of the date we provided the Communication to you by contacting us as described above. We will send your paper copy to you by U.S. mail. In order for us to send you paper copies, you must have a current street address on file as your “Home” address in your RISOFTDEV profile. If you request paper copies, you understand and agree that RISOFTDEV may charge you a Records Request Fee for each Communication. The Records Request Fee will not be charged if you request a Form 1099-K in paper form; for all other Communications. Updating your contact information It is your responsibility to keep your primary email address up to date so that RISOFTDEV can communicate with you electronically. You understand and agree that if RISOFTDEV sends you an electronic Communication but you do not receive it because your primary email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, RISOFTDEV will be deemed to have provided the Communication to you.

Please note that if you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must add RISOFTDEV to your email address book so that you will be able to receive the Communications we send to you. You can update your primary email address or street address at any time by logging into the RISOFTDEV website, going to "My Account", and selecting the "Profile" tab. If your email address becomes invalid such that electronic Communications sent to you by RISOFTDEV are returned, RISOFTDEV may deem your Account to be inactive, and you will not be able to transact any activity using your RISOFTDEV Account until we receive a valid, working primary email address from you.